Why choose us?

Welcome to HOA Invest – Revolutionizing your HOA's investment process with our cutting-edge, proprietary technology and a team of seasoned investment advisors with over 25 years of industry experience, including 15 years of specialized knowledge in HOAs and Associations.

At HOA Invest, we are committed to simplifying and enhancing the management of your HOA's investments. Our innovative approach combines expert investment advisory services with the power of HOA Invest Technology, a patent-pending solution that redefines how HOAs handle their investments.

With HOA Invest, we empower HOAs to streamline their investment processes, make more informed decisions, and effortlessly meet the compliance requirements of the Davis Stirling Act. Our goal is to optimize efficiency, enhance transparency, and deliver a comprehensive solution tailored to the unique needs of HOAs and Associations. Welcome to a new era of HOA investment management.

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wealth creation

15+

YEARS OF HOA EXPERTISE

experience advisors

25+

YEARS OF INVESTMENT ADVICE

experience advisors

1000+

SUCCESSFUL STRATEGIES

IMPROVING HOA INVESTMENTS, ONE COMMUNITY AT A TIME

We're dedicated to simplifying and streamlining HOA investments, one community at a time.

Transparency
Informed Decisions
Tailored Strategies
Expert Recommendations

What we do?

Streamline HOA Investment Process

Compliance-Driven Investment Policies

Our technology is designed to align with the requirements of the Davis Stirling Act. It incorporates the necessary controls, workflows, and documentation templates to help ensure that your HOAs investment policy remains compliant. We work closely with you to develop and implement an investment policy that adheres to regulatory guidelines.

Customized Investment Strategies

HOA Invest technology allows for the creation and management of customized investment strategies tailored to your HOA's specific goals, risk tolerance, and time horizon. Our experienced investment advisors work closely with you to develop strategies that meet your financial objectives while considering compliance requirements.

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Efficient Investment Monitoring

Our technology streamlines the investment monitoring process, reducing manual effort, and improving accuracy. HOA Invest provides real-time tracking of your investment holdings, monitors mandatory investment insured limits, and generates alerts for any violations. You can proactively address issues and make informed decisions based on accurate data.

YOUR HOA INVESTMENT ROADMAP

To get started with HOA Invest, just click "Sign Up," provide your HOA details, and follow the prompts to connect your financial accounts for a better investment journey.

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Exclusively offered through

Capital CS Group

15375 Barranca Parkway

Suite G-110

Irvine, CA 92618

1-844-HOA-4683

info@hoainvest.com

Keystone Private Wealth

73575 El Paseo

Suite C-2300

Palm Desert, CA 92260

1-844-HOA-4683

info@hoainvest.com

F.A.Q

Homeowner associations should adopt a prudent investment strategy that prioritizes three key parameters, ranked in order of importance. First and foremost is "Safety," emphasizing the preservation of reserve funds against potential losses. Depending on governing documents, some associations may be limited to FDIC insured accounts. Risk levels vary, with stocks and non-government bonds posing the highest risk and bank savings accounts offering the lowest. "Liquidity" is the second consideration, ensuring that investments can be quickly converted to cash when needed for emergencies or unforeseen expenses. Lastly, "Yield" or return on investments should be pursued but not at the expense of capital preservation. While bank savings accounts may offer low returns, it's essential to balance yield with safety and liquidity. Typically, certificates of deposit are a common choice for homeowner associations' investments.
Under the Davis-Stirling Act, which governs common interest developments in California, certain financial regulations for managing agents are mandated. Funds received on behalf of the association must be deposited into a qualified financial institution within the state, meeting specific conditions, including federal insurance coverage.

The Davis-Stirling Act ensures that association funds are handled with care, with restrictions on investments and oversight on fund transfers. It requires board approval for transfers out of reserve or operating accounts and limits the amount based on the association's size and budget. Specifically, for associations with 50 or fewer separate interests, the transfer limit is the lesser of five thousand dollars ($5,000) or 5 percent of the estimated income in the annual operating budget. For associations with 51 or more separate interests, the limit is the lesser of ten thousand dollars ($10,000) or 5 percent of estimated income in the annual operating budget. These regulations aim to enhance financial management within common interest developments, protecting funds for the benefit of association members while adhering to federal insurance requirements.

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